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Cranberry man charged with felony insurance fraud

A Cranberry Township man was charged with insurance fraud last week stemming from a July vehicle accident.

Brandon Williams, 39, was charged March 31 by the Pennsylvania Office of the Attorney General with felony insurance fraud, felony theft by deception and misdemeanor insurance fraud.

According to charging documents, Williams was in a two-vehicle accident July 31. Investigators said the accident was not reported to police, and the two drivers exchanged information.

The documents said Williams gave the other driver his insurance information, despite the policy being expired beyond the 10-day grace period.

“(Williams) indicated his policy lapsed because money was tight during the COVID-19 pandemic,” said the investigator in the affidavit.

Investigators said when renewing the insurance, Williams lied when he said he had not been in an accident while the policy was lapsed.

“(Williams) stated that he knew he 'messed up' by telling them he did not have a prior accident,” the investigator said.

The insurance company paid $5,979, for the other driver's damages, and Williams' vehicle was estimated to have about $3,603 in damage.

Williams was arraigned Wednesday and released on his own recognizance. His preliminary hearing has been scheduled for May 14 before District Judge David Kovach.